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WHY THE F*#% DO I OWN A HOUSE? By Zach Selwyn*Author’s Note: If you don’t like to read white people complaining about stupid shit, do not read this rant.
It used to be the America dream. Three or four bedrooms, a yard, a dog, two kids, a mortgage and a slice of property that you tell strangers you meet while sipping drinks that you “own.” But do we really own these brick piles and stucco standings? Or are we merely temporary renters for a brief time on this planet? Over-paying our way through each month so that someday we might be able to pass our structure onto our children, who will most likely sell it the first chance they get so they can snort the profits?
My house is very nice. People tell me I am very lucky. But fuck owning a house. Why have I done this to myself? Every time I think I’m finally getting ahead with my finances, a clay pipe from 1929 explodes beneath the concrete walkway in my front lawn. 240 volts of electricity spring loose from a patched heater cable on the roof and threatens to electrocute my entire family if we plug in a toaster while my wife is using a hair-dryer. A feral squirrel eats an electric filament that connects the natural gas line and we have no hot water for 5 days. (I hope that stupid squirrel dies).
Repairs, property taxes, renter fees, water, power, gas and sewer charges… Basically I work my ass off to not be able to do anything but tell people I own a house. It’s a term Investipedia describes as being “house poor.” Basically, you become a prisoner to the bank and you flush all the money you had saved for things you always dreamed of down the clogged toilet every month.
For instance… I always wanted to buy season tickets to a baseball team. The Dodgers play three miles away. Ready to pounce on a package two years ago, I was shit-sided by the water pump in my basement exploding. BAM. Bye bye Yasiel Puig, hello All Valley Heating and Appliances.
Example number two: A best friend from college gets married in Italy last year. Plane tickets and lodging look affordable. My wife and I plan the most amazing trip. We even set up grandma to watch the kids while we’re away sipping limoncello beneath some Italian moon and devouring plates of Taglietelle Bolognese. And then? BOOM, a tree falls in our yard and smashes three windows. This, in turn, makes us have to “earthquake-proof” the entire fucking house and instead of dining beneath an Italian moon, we order take out from Olive Garden and eat it while watching Peaky Blinders.
Alright, I understand that most of you are reading this and saying, “Fuck you Zach, you own a house? Kiss my ass you lucky bastard asshole son-of-a-bitch.”
I will trade places with you right now. Give me a condo with a landlord who fixes stuff when it happens, and I’ll be a happier man. Bring me a community pool in the center of an apartment building and some shitty underground parking, and I am IN. For crying out loud, I pay a gardener $100 a month to mow our dead lawn – which we were told to stop watering during the California drought… I pay a cleaning lady more money than my mother makes a year to make sure the loose blueberries that sneak beneath the couches get swept up in an orderly manner. I pay a handyman to fix shit like a broken kitchen drawer when too many can openers and wine keys weigh it down and snap the wood.
This is not what I planned on spending all my money on in my life. However, these little incidents are why I have to do shit like pimp myself out as the ribbon-cutting host at the opening of an Artisanal pickle store in Alta Dena to make $150.
The other thing is, that there is about a 3 percent chance that I will ever pay this house off. It will keep going and going until I die and then my grandchildren will look at what I was paying and mumble to themselves, “Grandpa Zach was an idiot.” Of course, by then, the Hollywood neighborhood I live in will be full of Wal-Marts and Dave N’ Busters and my house will look like the house in the Disney film Up – The lone remaining house in a forest of corporate shit. My family will probably argue at my funeral over who gets to keep the ASCAP royalty checks from songs I have placed in film and TV shows and then sell the entire pile of shit-bricks for millions of dollars to a company that will build a Marshall’s Discount Store on our property. Then, when they look back at my books and past taxes, they will see how much money I threw into the trash trying to keep my house afloat, and how many wonderful opportunities I missed out on because I was busy paying gardeners and handymen and the city of Los Angeles to guarantee that my trash gets picked up every Friday… Hopefully then, they will realize that owning a house isn’t all that it’s cracked up to be and they will continue living with roommates or in cheap studio apartments with sleazy landlords or even – if they’re lucky – in hotels with turn-down service.
I used to think that someday I might be able to retire. Yeah, right. THAT’S happening. Screen Actor’s Guild recently sent me a notice of my past earnings and told me that by the time I hit age 65, I will be receiving social security from them at the rate of… wait for it… $236 a month. BOOM. That’s about what I pay the city to guarantee we get a phone book every year. WHY? Fuck the phone book!
Then again, if all goes well, when I am 65 I will be living in a cardboard box with no lawn to mow, no heater to fix and no sewer to fill. My showers will be happily taken at the Hollywood YMCA and I will pass the day slurping watered-down coffee at the 7-11, pilfering my ASCAP checks for just enough money to buy a couple of 40 ounce beers so that I can sleep in peace knowing I don’t have to replace the fucking water filter in my refrigerator for $195 every May.
Of course, homelessness isn’t a joke and I’m not saying I’d rather be homeless, but sometimes when I see a young dude in a knitted cap with black soot on his face looking like he just swept a chimney – walking a pit bull on a leash made of chains – while smoking a half of a cigarette he found on the ground a few minutes beforehand, I wonder if in some way, he is better off. He doesn’t have any bills, no roof to patch and no yard to maintain. His house is the freeway underpass, which is power-washed and swept every week… The CITY takes care of his shit FOR him! And who pays the city to do that? I DO! It’s in my property taxes! Upkeep of the neighborhood!
Then again, he does need to eat. And when I thought about this earlier today, looking at a fellow around my age trying to sleep on an abandoned Futon frame, I understood that yes, I AM a lucky person. This poor guy probably had an awful childhood and he may never know the pleasures I have tasted or the comfort of a warm bed and I can’t help but feel guilty for griping about my white people problems while this unfortunate man eats Chick-Fil-A from a garbage can.
I slowly pulled my car over the side of the freeway and dug deep into my pants pocket for a few bills. I took out my wallet, searching… Realizing that it is my responsibility to help those in need. If you have a little – share a little. The young man saw me stop and began walking over to my car window for his handout. I kept poking around in the glove box for some money. Nothing. Center console? Cash-free.
“Shit man,” I say. “I thought I had some money on me, but I had to pay my handyman 100 bucks to fix the broken hatches on my garage door this morning.”
“Go fuck yourself,” he yelled into my window.
And I drove back to my house, embarrassed…
READ Zach’s collection of short stories “Talent Will Get You Nowhere“ – !
White People Problems – http://youtu.be/-MQrEwYxZW4